Quick turnaround, competitive rates and friendly service - now that's the way banking should be! Better still, you can start right now. To calculate various financing and payment options, use the loan calculator and loan comparison calculator.
Applying for a Loan
You may download and print a loan application using Adobe Acrobat Reader (can be downloaded for free from www.adobe.com). Applications are also available at any of our branch locations. You can mail or fax your completed form, or drop it off at any branch. Consumer Loan applicants must reside in the state of New Hampshire. If you would like further information, contact Consumer Lending by e-mail or by calling 225-2793.
We offer a variety of loans for every need.
Home Equity Line and Loans
The Home Equity Line of Credit and two Home Equity Loan options allow you to borrow against the equity you've built up in your home. Many people are also able to enjoy a tax deduction for the interest paid, although we encourage you to consult with your tax advisor if you don't know whether or not you could receive a tax benefit.
The Fixed Rate and Adjustable Rate Home Equity Loans are popular options for customers who know how much they need and want to access the full amount immediately for a specific purpose.
The Home Equity Line of Credit is a revolving line of credit that gives homeowners the flexibility to borrow money at any time against their established line.
To help with your application, please review the application checklist for a summary of the materials you'll need to gather.
Automobile (New and Used)
Finance your new or used car for up to five years. We offer competitive rates and a discount of 1/4% when you have your payment made automatically from a Merrimack Premium checking account.
Motor Home/Camper/Trailer/RVs/Boats
If it moves, we can finance it! We offer competitive rates and a discount of 1/4% when you have your payment made automatically from a Merrimack Premium checking account.
Collateral Loans
Did you know you can borrow against your Merrimack Certificate of Deposit or Savings Account? This is a good way to start a credit history. Other collateral loans include pledged items such as tractors, bulldozer, backhoes, and loaders.
CheckReserve
This personal line of credit tied to your Merrimack personal checking account lets you avoid overdrafts and gives you the security of knowing you have a handy line of credit for an unanticipated emergency.
Other Loans
From ninety-day notes, to loans on marketable securities, to partially secured personal loans, we’ve been helping our neighbors for more than a century. Contact us today to discuss your loan needs.
Payment Options
For added convenience and savings, you may choose automatic deduction of your monthly payment from your checking account. Or you may prefer the ease and control of using Merrimack 24 Online Banking to transfer your payment from your checking or savings account
For information on borrowing wisely and other financial tips, visit these useful sites:
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